RCM PERFORMANCE SUMMARY
All Performance Figures are NET OF FEES

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Download 100% Equity Composite Performance Update

Updated 12/31/2007

	Risk*	Annualized Returns as of 12/31/2007
	Beta*	QTD	YTD	1-Year	3-Year	5-Year	Inception^
Net of Fees	0.85	-1.55%	9.16%	9.16%	11.44%	16.97%	15.12%
S&P 500	1.00	-3.33%	5.49%	5.49%	8.62%	12.82%	8.45%

	Risk*	Cumulative Returns as of 12/31/2007
	Beta*	QTD	YTD	1-Year	3-Year	5-Year	Inception^
Net of Fees	0.85	-1.55%	9.16%	9.16%	38.38%	119.03%	118.20%
S&P 500	1.00	-3.33%	5.49%	5.49%	28.16%	82.86%	56.80%

	Risk*	Calendar Year Returns through 12/31/2007
	2002^*	2003	2004	2005	2006	2007
Net of Fees	-.038%	38.20%	19.77%	10.77%	14.25%	9.16%
S&P 500	-14.25%	26.28%	10.88%	4.91%	15.80%	5.49%

*This information is presented as supplemental to the information required by the GIPS® Advertising Guidelines.
^ Composite inception 06/17/2002

Performance Standards
Riggs Capital Management claims compliance with the Global Investment Performance Standards (GIPS®).

Definition of the Firm
Riggs Capital Management (RCM) is an independent investment management firm established in 2002. RCM manages a variety of equity, fixed income, and balanced assets for both individual and institutional investors.

Composite Definition
The 100% Equity Composite consists of all discretionary client portfolios whose target equity allocation is 100% of the total portfolio

Performance Results
Results reported reflect the deduction of all expenses. Results are calculated using a time-weighted total-rate-of-return formula and are expressed in U.S. dollars. The composite is asset-weighted; individual portfolios are valued daily on a trade-date basis and include accrued income. The composite assumes the reinvestment of dividends. Returns are annualized for periods greater than one year.

Benchmark
The benchmark for the 100% Equity Composite is the Standard & Poor’s 500 Index with Cash Dividends Reinvested.

Beta
Beta is a measure of sensitivity to market movements compared to the unmanaged S&P 500 Index, with the beta of the S&P 500 equal to 1.00. A low beta means that a portfolio’s market-related volatility has been low. Beta was calculated using monthly returns of composite since inception.

To receive a complete list and description of Riggs Capital Management’s composites and/or a presentation that adheres to the GIPS® standards, contact Alma Faerber at (800) 575-2717, or write Riggs Capital Management, 584 South State Street, Orem, UT, 84058, or alma@riggscapmgt.com.

Additional information on RCM’s investment advisory services is available upon request in the firm’s Form ADV, Part II.